Dataset statistics
| Number of variables | 12 |
|---|---|
| Number of observations | 39098 |
| Missing cells | 0 |
| Missing cells (%) | 0.0% |
| Duplicate rows | 0 |
| Duplicate rows (%) | 0.0% |
| Total size in memory | 3.6 MiB |
| Average record size in memory | 96.0 B |
Variable types
| Numeric | 8 |
|---|---|
| Categorical | 3 |
| Boolean | 1 |
cb_person_cred_hist_length is highly overall correlated with person_age | High correlation |
cb_person_default_on_file is highly overall correlated with loan_grade and 1 other fields | High correlation |
loan_amnt is highly overall correlated with loan_percent_income | High correlation |
loan_grade is highly overall correlated with cb_person_default_on_file and 1 other fields | High correlation |
loan_int_rate is highly overall correlated with cb_person_default_on_file and 1 other fields | High correlation |
loan_percent_income is highly overall correlated with loan_amnt | High correlation |
person_age is highly overall correlated with cb_person_cred_hist_length | High correlation |
id is uniformly distributed | Uniform |
id has unique values | Unique |
person_emp_length has 5105 (13.1%) zeros | Zeros |
Reproduction
| Analysis started | 2024-10-05 07:34:34.287825 |
|---|---|
| Analysis finished | 2024-10-05 07:34:44.338338 |
| Duration | 10.05 seconds |
| Software version | ydata-profiling vv4.10.0 |
| Download configuration | config.json |
id
Real number (ℝ)
UNIFORM  UNIQUE 
| Distinct | 39098 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 78193.5 |
| Minimum | 58645 |
|---|---|
| Maximum | 97742 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 305.6 KiB |
Quantile statistics
| Minimum | 58645 |
|---|---|
| 5-th percentile | 60599.85 |
| Q1 | 68419.25 |
| median | 78193.5 |
| Q3 | 87967.75 |
| 95-th percentile | 95787.15 |
| Maximum | 97742 |
| Range | 39097 |
| Interquartile range (IQR) | 19548.5 |
Descriptive statistics
| Standard deviation | 11286.765 |
|---|---|
| Coefficient of variation (CV) | 0.14434403 |
| Kurtosis | -1.2 |
| Mean | 78193.5 |
| Median Absolute Deviation (MAD) | 9774.5 |
| Skewness | 0 |
| Sum | 3.0572095 × 109 |
| Variance | 1.2739106 × 108 |
| Monotonicity | Strictly increasing |
| Value | Count | Frequency (%) |
| 97742 | 1 | < 0.1% |
| 58645 | 1 | < 0.1% |
| 58646 | 1 | < 0.1% |
| 58647 | 1 | < 0.1% |
| 58648 | 1 | < 0.1% |
| 58649 | 1 | < 0.1% |
| 58650 | 1 | < 0.1% |
| 58651 | 1 | < 0.1% |
| 58652 | 1 | < 0.1% |
| 58653 | 1 | < 0.1% |
| Other values (39088) | 39088 |
| Value | Count | Frequency (%) |
| 58645 | 1 | |
| 58646 | 1 | |
| 58647 | 1 | |
| 58648 | 1 | |
| 58649 | 1 | |
| 58650 | 1 | |
| 58651 | 1 | |
| 58652 | 1 | |
| 58653 | 1 | |
| 58654 | 1 |
| Value | Count | Frequency (%) |
| 97742 | 1 | |
| 97741 | 1 | |
| 97740 | 1 | |
| 97739 | 1 | |
| 97738 | 1 | |
| 97737 | 1 | |
| 97736 | 1 | |
| 97735 | 1 | |
| 97734 | 1 | |
| 97733 | 1 |
person_age
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 52 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 27.566781 |
| Minimum | 20 |
|---|---|
| Maximum | 94 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 305.6 KiB |
Quantile statistics
| Minimum | 20 |
|---|---|
| 5-th percentile | 22 |
| Q1 | 23 |
| median | 26 |
| Q3 | 30 |
| 95-th percentile | 39 |
| Maximum | 94 |
| Range | 74 |
| Interquartile range (IQR) | 7 |
Descriptive statistics
| Standard deviation | 6.0327608 |
|---|---|
| Coefficient of variation (CV) | 0.21884168 |
| Kurtosis | 5.6744533 |
| Mean | 27.566781 |
| Median Absolute Deviation (MAD) | 3 |
| Skewness | 1.9424885 |
| Sum | 1077806 |
| Variance | 36.394202 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 23 | 5059 | |
| 22 | 4616 | |
| 24 | 4305 | |
| 25 | 3474 | |
| 27 | 3102 | 7.9% |
| 26 | 2578 | 6.6% |
| 28 | 2454 | 6.3% |
| 29 | 2198 | 5.6% |
| 30 | 1531 | 3.9% |
| 31 | 1222 | 3.1% |
| Other values (42) | 8559 |
| Value | Count | Frequency (%) |
| 20 | 2 | < 0.1% |
| 21 | 1180 | 3.0% |
| 22 | 4616 | |
| 23 | 5059 | |
| 24 | 4305 | |
| 25 | 3474 | |
| 26 | 2578 | |
| 27 | 3102 | |
| 28 | 2454 | |
| 29 | 2198 |
| Value | Count | Frequency (%) |
| 94 | 1 | < 0.1% |
| 84 | 1 | < 0.1% |
| 70 | 11 | |
| 69 | 5 | |
| 68 | 1 | < 0.1% |
| 66 | 8 | |
| 65 | 7 | |
| 64 | 4 | < 0.1% |
| 63 | 1 | < 0.1% |
| 62 | 6 |
person_income
Real number (ℝ)
| Distinct | 2196 |
|---|---|
| Distinct (%) | 5.6% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 64060.461 |
| Minimum | 4000 |
|---|---|
| Maximum | 1900000 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 305.6 KiB |
Quantile statistics
| Minimum | 4000 |
|---|---|
| 5-th percentile | 28800 |
| Q1 | 42000 |
| median | 58000 |
| Q3 | 75885 |
| 95-th percentile | 120000 |
| Maximum | 1900000 |
| Range | 1896000 |
| Interquartile range (IQR) | 33885 |
Descriptive statistics
| Standard deviation | 37955.829 |
|---|---|
| Coefficient of variation (CV) | 0.59250009 |
| Kurtosis | 337.29215 |
| Mean | 64060.461 |
| Median Absolute Deviation (MAD) | 17000 |
| Skewness | 10.44648 |
| Sum | 2.5046359 × 109 |
| Variance | 1.4406449 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 60000 | 2871 | 7.3% |
| 50000 | 1974 | 5.0% |
| 30000 | 1414 | 3.6% |
| 40000 | 1347 | 3.4% |
| 70000 | 1175 | 3.0% |
| 75000 | 1098 | 2.8% |
| 45000 | 1075 | 2.7% |
| 80000 | 1053 | 2.7% |
| 65000 | 973 | 2.5% |
| 90000 | 913 | 2.3% |
| Other values (2186) | 25205 |
| Value | Count | Frequency (%) |
| 4000 | 1 | < 0.1% |
| 4200 | 1 | < 0.1% |
| 4800 | 2 | < 0.1% |
| 5700 | 1 | < 0.1% |
| 9600 | 4 | < 0.1% |
| 10000 | 2 | < 0.1% |
| 10008 | 1 | < 0.1% |
| 10200 | 1 | < 0.1% |
| 10800 | 4 | < 0.1% |
| 12000 | 15 |
| Value | Count | Frequency (%) |
| 1900000 | 1 | < 0.1% |
| 1782000 | 1 | < 0.1% |
| 1200000 | 2 | |
| 900000 | 1 | < 0.1% |
| 852240 | 1 | < 0.1% |
| 780000 | 3 | |
| 762000 | 2 | |
| 741600 | 2 | |
| 720000 | 1 | < 0.1% |
| 667680 | 1 | < 0.1% |
person_home_ownership
Categorical
| Distinct | 4 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 305.6 KiB |
| RENT | |
|---|---|
| MORTGAGE | |
| OWN | |
| OTHER | 79 |
Length
| Max length | 8 |
|---|---|
| Median length | 4 |
| Mean length | 5.6562228 |
| Min length | 3 |
Characters and Unicode
| Total characters | 221147 |
|---|---|
| Distinct characters | 10 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | RENT |
|---|---|
| 2nd row | MORTGAGE |
| 3rd row | RENT |
| 4th row | RENT |
| 5th row | MORTGAGE |
Common Values
| Value | Count | Frequency (%) |
| RENT | 20280 | |
| MORTGAGE | 16683 | |
| OWN | 2056 | 5.3% |
| OTHER | 79 | 0.2% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| rent | 20280 | |
| mortgage | 16683 | |
| own | 2056 | 5.3% |
| other | 79 | 0.2% |
Most occurring characters
| Value | Count | Frequency (%) |
| R | 37042 | |
| E | 37042 | |
| T | 37042 | |
| G | 33366 | |
| N | 22336 | |
| O | 18818 | |
| M | 16683 | |
| A | 16683 | |
| W | 2056 | 0.9% |
| H | 79 | < 0.1% |
Most occurring categories
| Value | Count | Frequency (%) |
| Uppercase Letter | 221147 |
Most frequent character per category
Uppercase Letter
| Value | Count | Frequency (%) |
| R | 37042 | |
| E | 37042 | |
| T | 37042 | |
| G | 33366 | |
| N | 22336 | |
| O | 18818 | |
| M | 16683 | |
| A | 16683 | |
| W | 2056 | 0.9% |
| H | 79 | < 0.1% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 221147 |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| R | 37042 | |
| E | 37042 | |
| T | 37042 | |
| G | 33366 | |
| N | 22336 | |
| O | 18818 | |
| M | 16683 | |
| A | 16683 | |
| W | 2056 | 0.9% |
| H | 79 | < 0.1% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 221147 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| R | 37042 | |
| E | 37042 | |
| T | 37042 | |
| G | 33366 | |
| N | 22336 | |
| O | 18818 | |
| M | 16683 | |
| A | 16683 | |
| W | 2056 | 0.9% |
| H | 79 | < 0.1% |
person_emp_length
Real number (ℝ)
ZEROS 
| Distinct | 31 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 4.6870684 |
| Minimum | 0 |
|---|---|
| Maximum | 42 |
| Zeros | 5105 |
| Zeros (%) | 13.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 305.6 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 2 |
| median | 4 |
| Q3 | 7 |
| 95-th percentile | 12 |
| Maximum | 42 |
| Range | 42 |
| Interquartile range (IQR) | 5 |
Descriptive statistics
| Standard deviation | 3.868395 |
|---|---|
| Coefficient of variation (CV) | 0.8253336 |
| Kurtosis | 2.0765186 |
| Mean | 4.6870684 |
| Median Absolute Deviation (MAD) | 2 |
| Skewness | 1.1638143 |
| Sum | 183255 |
| Variance | 14.96448 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 5105 | |
| 2 | 4817 | |
| 3 | 4393 | |
| 5 | 3844 | |
| 4 | 3548 | |
| 6 | 3423 | |
| 1 | 3413 | |
| 7 | 2714 | |
| 8 | 2034 | 5.2% |
| 9 | 1656 | 4.2% |
| Other values (21) | 4151 |
| Value | Count | Frequency (%) |
| 0 | 5105 | |
| 1 | 3413 | |
| 2 | 4817 | |
| 3 | 4393 | |
| 4 | 3548 | |
| 5 | 3844 | |
| 6 | 3423 | |
| 7 | 2714 | |
| 8 | 2034 | 5.2% |
| 9 | 1656 | 4.2% |
| Value | Count | Frequency (%) |
| 42 | 1 | < 0.1% |
| 31 | 6 | < 0.1% |
| 29 | 1 | < 0.1% |
| 28 | 3 | < 0.1% |
| 26 | 4 | < 0.1% |
| 25 | 3 | < 0.1% |
| 24 | 8 | < 0.1% |
| 23 | 13 | < 0.1% |
| 22 | 18 | < 0.1% |
| 21 | 45 |
loan_intent
Categorical
| Distinct | 6 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 305.6 KiB |
| EDUCATION | |
|---|---|
| MEDICAL | |
| PERSONAL | |
| VENTURE | |
| DEBTCONSOLIDATION |
Length
| Max length | 17 |
|---|---|
| Median length | 15 |
| Mean length | 9.9623254 |
| Min length | 7 |
Characters and Unicode
| Total characters | 389507 |
|---|---|
| Distinct characters | 17 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | HOMEIMPROVEMENT |
|---|---|
| 2nd row | PERSONAL |
| 3rd row | VENTURE |
| 4th row | DEBTCONSOLIDATION |
| 5th row | HOMEIMPROVEMENT |
Common Values
| Value | Count | Frequency (%) |
| EDUCATION | 8076 | |
| MEDICAL | 7447 | |
| PERSONAL | 6815 | |
| VENTURE | 6632 | |
| DEBTCONSOLIDATION | 5915 | |
| HOMEIMPROVEMENT | 4213 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| education | 8076 | |
| medical | 7447 | |
| personal | 6815 | |
| venture | 6632 | |
| debtconsolidation | 5915 | |
| homeimprovement | 4213 |
Most occurring characters
| Value | Count | Frequency (%) |
| E | 54156 | |
| O | 41062 | |
| N | 37566 | |
| I | 31566 | |
| T | 30751 | 7.9% |
| A | 28253 | 7.3% |
| D | 27353 | 7.0% |
| C | 21438 | 5.5% |
| L | 20177 | 5.2% |
| M | 20086 | 5.2% |
| Other values (7) | 77099 |
Most occurring categories
| Value | Count | Frequency (%) |
| Uppercase Letter | 389507 |
Most frequent character per category
Uppercase Letter
| Value | Count | Frequency (%) |
| E | 54156 | |
| O | 41062 | |
| N | 37566 | |
| I | 31566 | |
| T | 30751 | 7.9% |
| A | 28253 | 7.3% |
| D | 27353 | 7.0% |
| C | 21438 | 5.5% |
| L | 20177 | 5.2% |
| M | 20086 | 5.2% |
| Other values (7) | 77099 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 389507 |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| E | 54156 | |
| O | 41062 | |
| N | 37566 | |
| I | 31566 | |
| T | 30751 | 7.9% |
| A | 28253 | 7.3% |
| D | 27353 | 7.0% |
| C | 21438 | 5.5% |
| L | 20177 | 5.2% |
| M | 20086 | 5.2% |
| Other values (7) | 77099 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 389507 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| E | 54156 | |
| O | 41062 | |
| N | 37566 | |
| I | 31566 | |
| T | 30751 | 7.9% |
| A | 28253 | 7.3% |
| D | 27353 | 7.0% |
| C | 21438 | 5.5% |
| L | 20177 | 5.2% |
| M | 20086 | 5.2% |
| Other values (7) | 77099 |
loan_grade
Categorical
HIGH CORRELATION 
| Distinct | 7 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 305.6 KiB |
| A | |
|---|---|
| B | |
| C | |
| D | |
| E | 637 |
| Other values (2) | 123 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 39098 |
|---|---|
| Distinct characters | 7 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | F |
|---|---|
| 2nd row | C |
| 3rd row | E |
| 4th row | A |
| 5th row | D |
Common Values
| Value | Count | Frequency (%) |
| A | 14005 | |
| B | 13604 | |
| C | 7460 | |
| D | 3269 | 8.4% |
| E | 637 | 1.6% |
| F | 105 | 0.3% |
| G | 18 | < 0.1% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| a | 14005 | |
| b | 13604 | |
| c | 7460 | |
| d | 3269 | 8.4% |
| e | 637 | 1.6% |
| f | 105 | 0.3% |
| g | 18 | < 0.1% |
Most occurring characters
| Value | Count | Frequency (%) |
| A | 14005 | |
| B | 13604 | |
| C | 7460 | |
| D | 3269 | 8.4% |
| E | 637 | 1.6% |
| F | 105 | 0.3% |
| G | 18 | < 0.1% |
Most occurring categories
| Value | Count | Frequency (%) |
| Uppercase Letter | 39098 |
Most frequent character per category
Uppercase Letter
| Value | Count | Frequency (%) |
| A | 14005 | |
| B | 13604 | |
| C | 7460 | |
| D | 3269 | 8.4% |
| E | 637 | 1.6% |
| F | 105 | 0.3% |
| G | 18 | < 0.1% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 39098 |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| A | 14005 | |
| B | 13604 | |
| C | 7460 | |
| D | 3269 | 8.4% |
| E | 637 | 1.6% |
| F | 105 | 0.3% |
| G | 18 | < 0.1% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 39098 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| A | 14005 | |
| B | 13604 | |
| C | 7460 | |
| D | 3269 | 8.4% |
| E | 637 | 1.6% |
| F | 105 | 0.3% |
| G | 18 | < 0.1% |
loan_amnt
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 482 |
|---|---|
| Distinct (%) | 1.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 9251.4662 |
| Minimum | 700 |
|---|---|
| Maximum | 35000 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 305.6 KiB |
Quantile statistics
| Minimum | 700 |
|---|---|
| 5-th percentile | 2500 |
| Q1 | 5000 |
| median | 8000 |
| Q3 | 12000 |
| 95-th percentile | 20000 |
| Maximum | 35000 |
| Range | 34300 |
| Interquartile range (IQR) | 7000 |
Descriptive statistics
| Standard deviation | 5576.2547 |
|---|---|
| Coefficient of variation (CV) | 0.6027428 |
| Kurtosis | 1.7847058 |
| Mean | 9251.4662 |
| Median Absolute Deviation (MAD) | 3000 |
| Skewness | 1.204413 |
| Sum | 3.6171382 × 108 |
| Variance | 31094616 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 10000 | 4706 | 12.0% |
| 5000 | 3410 | 8.7% |
| 6000 | 3121 | 8.0% |
| 12000 | 3026 | 7.7% |
| 15000 | 2228 | 5.7% |
| 8000 | 2219 | 5.7% |
| 4000 | 1596 | 4.1% |
| 3000 | 1514 | 3.9% |
| 7000 | 1432 | 3.7% |
| 20000 | 1181 | 3.0% |
| Other values (472) | 14665 |
| Value | Count | Frequency (%) |
| 700 | 1 | < 0.1% |
| 900 | 2 | < 0.1% |
| 1000 | 243 | |
| 1050 | 2 | < 0.1% |
| 1075 | 1 | < 0.1% |
| 1200 | 119 | |
| 1225 | 1 | < 0.1% |
| 1250 | 4 | < 0.1% |
| 1275 | 1 | < 0.1% |
| 1300 | 5 | < 0.1% |
| Value | Count | Frequency (%) |
| 35000 | 119 | |
| 34000 | 1 | < 0.1% |
| 32500 | 1 | < 0.1% |
| 32000 | 1 | < 0.1% |
| 31825 | 1 | < 0.1% |
| 30000 | 64 | |
| 29700 | 1 | < 0.1% |
| 28000 | 41 | 0.1% |
| 27500 | 1 | < 0.1% |
| 27400 | 1 | < 0.1% |
loan_int_rate
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 336 |
|---|---|
| Distinct (%) | 0.9% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 10.661216 |
| Minimum | 5.42 |
|---|---|
| Maximum | 22.11 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 305.6 KiB |
Quantile statistics
| Minimum | 5.42 |
|---|---|
| 5-th percentile | 6.03 |
| Q1 | 7.88 |
| median | 10.75 |
| Q3 | 12.99 |
| 95-th percentile | 15.65 |
| Maximum | 22.11 |
| Range | 16.69 |
| Interquartile range (IQR) | 5.11 |
Descriptive statistics
| Standard deviation | 3.0202196 |
|---|---|
| Coefficient of variation (CV) | 0.28329035 |
| Kurtosis | -0.74360836 |
| Mean | 10.661216 |
| Median Absolute Deviation (MAD) | 2.74 |
| Skewness | 0.18534683 |
| Sum | 416832.22 |
| Variance | 9.1217265 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 10.99 | 1412 | 3.6% |
| 7.51 | 1356 | 3.5% |
| 7.88 | 1162 | 3.0% |
| 7.49 | 1080 | 2.8% |
| 13.49 | 922 | 2.4% |
| 7.9 | 864 | 2.2% |
| 11.49 | 853 | 2.2% |
| 5.42 | 801 | 2.0% |
| 11.71 | 752 | 1.9% |
| 6.03 | 721 | 1.8% |
| Other values (326) | 29175 |
| Value | Count | Frequency (%) |
| 5.42 | 801 | |
| 5.62 | 1 | < 0.1% |
| 5.65 | 1 | < 0.1% |
| 5.79 | 478 | |
| 5.83 | 1 | < 0.1% |
| 5.99 | 364 | |
| 6 | 6 | < 0.1% |
| 6.03 | 721 | |
| 6.17 | 273 | 0.7% |
| 6.39 | 55 | 0.1% |
| Value | Count | Frequency (%) |
| 22.11 | 2 | |
| 22.06 | 1 | < 0.1% |
| 21.74 | 1 | < 0.1% |
| 21.36 | 1 | < 0.1% |
| 21.21 | 2 | |
| 20.89 | 3 | |
| 20.86 | 1 | < 0.1% |
| 20.62 | 1 | < 0.1% |
| 20.53 | 1 | < 0.1% |
| 20.52 | 1 | < 0.1% |
loan_percent_income
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 63 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.15957328 |
| Minimum | 0 |
|---|---|
| Maximum | 0.73 |
| Zeros | 4 |
| Zeros (%) | < 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 305.6 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0.04 |
| Q1 | 0.09 |
| median | 0.14 |
| Q3 | 0.21 |
| 95-th percentile | 0.34 |
| Maximum | 0.73 |
| Range | 0.73 |
| Interquartile range (IQR) | 0.12 |
Descriptive statistics
| Standard deviation | 0.091633397 |
|---|---|
| Coefficient of variation (CV) | 0.57424024 |
| Kurtosis | 0.71900686 |
| Mean | 0.15957328 |
| Median Absolute Deviation (MAD) | 0.06 |
| Skewness | 0.93909392 |
| Sum | 6238.996 |
| Variance | 0.0083966795 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0.13 | 2248 | 5.7% |
| 0.1 | 2100 | 5.4% |
| 0.08 | 1930 | 4.9% |
| 0.17 | 1870 | 4.8% |
| 0.07 | 1792 | 4.6% |
| 0.11 | 1751 | 4.5% |
| 0.09 | 1746 | 4.5% |
| 0.12 | 1743 | 4.5% |
| 0.14 | 1697 | 4.3% |
| 0.15 | 1637 | 4.2% |
| Other values (53) | 20584 |
| Value | Count | Frequency (%) |
| 0 | 4 | < 0.1% |
| 0.01 | 101 | 0.3% |
| 0.02 | 268 | 0.7% |
| 0.03 | 745 | 1.9% |
| 0.04 | 1078 | |
| 0.05 | 1387 | |
| 0.06 | 1588 | |
| 0.07 | 1792 | |
| 0.08 | 1930 | |
| 0.09 | 1746 |
| Value | Count | Frequency (%) |
| 0.73 | 1 | < 0.1% |
| 0.63 | 2 | < 0.1% |
| 0.6 | 1 | < 0.1% |
| 0.59 | 1 | < 0.1% |
| 0.58 | 2 | < 0.1% |
| 0.57 | 2 | < 0.1% |
| 0.55 | 2 | < 0.1% |
| 0.54 | 1 | < 0.1% |
| 0.53 | 6 | |
| 0.52 | 3 |
cb_person_default_on_file
Boolean
HIGH CORRELATION 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 38.3 KiB |
| False | |
|---|---|
| True |
| Value | Count | Frequency (%) |
| False | 33227 | |
| True | 5871 | 15.0% |
cb_person_cred_hist_length
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 29 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 5.8307075 |
| Minimum | 2 |
|---|---|
| Maximum | 30 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 305.6 KiB |
Quantile statistics
| Minimum | 2 |
|---|---|
| 5-th percentile | 2 |
| Q1 | 3 |
| median | 4 |
| Q3 | 8 |
| 95-th percentile | 14 |
| Maximum | 30 |
| Range | 28 |
| Interquartile range (IQR) | 5 |
Descriptive statistics
| Standard deviation | 4.0721567 |
|---|---|
| Coefficient of variation (CV) | 0.69839839 |
| Kurtosis | 3.6768174 |
| Mean | 5.8307075 |
| Median Absolute Deviation (MAD) | 2 |
| Skewness | 1.65413 |
| Sum | 227969 |
| Variance | 16.58246 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 2 | 7154 | |
| 3 | 7058 | |
| 4 | 7020 | |
| 8 | 2368 | 6.1% |
| 6 | 2294 | 5.9% |
| 9 | 2286 | 5.8% |
| 5 | 2265 | 5.8% |
| 7 | 2235 | 5.7% |
| 10 | 2210 | 5.7% |
| 12 | 608 | 1.6% |
| Other values (19) | 3600 |
| Value | Count | Frequency (%) |
| 2 | 7154 | |
| 3 | 7058 | |
| 4 | 7020 | |
| 5 | 2265 | 5.8% |
| 6 | 2294 | 5.9% |
| 7 | 2235 | 5.7% |
| 8 | 2368 | 6.1% |
| 9 | 2286 | 5.8% |
| 10 | 2210 | 5.7% |
| 11 | 577 | 1.5% |
| Value | Count | Frequency (%) |
| 30 | 24 | |
| 29 | 12 | < 0.1% |
| 28 | 44 | |
| 27 | 34 | |
| 26 | 9 | < 0.1% |
| 25 | 23 | |
| 24 | 38 | |
| 23 | 24 | |
| 22 | 29 | |
| 21 | 20 |
| cb_person_cred_hist_length | cb_person_default_on_file | id | loan_amnt | loan_grade | loan_int_rate | loan_intent | loan_percent_income | person_age | person_emp_length | person_home_ownership | person_income | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| cb_person_cred_hist_length | 1.000 | 0.019 | -0.011 | 0.031 | 0.018 | 0.000 | 0.091 | -0.041 | 0.806 | 0.037 | 0.035 | 0.099 |
| cb_person_default_on_file | 0.019 | 1.000 | 0.000 | 0.031 | 0.651 | 0.595 | 0.017 | 0.058 | 0.016 | 0.065 | 0.090 | 0.010 |
| id | -0.011 | 0.000 | 1.000 | -0.006 | 0.009 | 0.000 | 0.000 | -0.004 | -0.007 | -0.004 | 0.000 | -0.003 |
| loan_amnt | 0.031 | 0.031 | -0.006 | 1.000 | 0.075 | 0.082 | 0.031 | 0.718 | 0.051 | 0.098 | 0.069 | 0.365 |
| loan_grade | 0.018 | 0.651 | 0.009 | 0.075 | 1.000 | 0.665 | 0.023 | 0.071 | 0.021 | 0.050 | 0.122 | 0.000 |
| loan_int_rate | 0.000 | 0.595 | 0.000 | 0.082 | 0.665 | 1.000 | 0.022 | 0.151 | 0.000 | -0.112 | 0.130 | -0.094 |
| loan_intent | 0.091 | 0.017 | 0.000 | 0.031 | 0.023 | 0.022 | 1.000 | 0.018 | 0.085 | 0.044 | 0.092 | 0.007 |
| loan_percent_income | -0.041 | 0.058 | -0.004 | 0.718 | 0.071 | 0.151 | 0.018 | 1.000 | -0.050 | -0.062 | 0.090 | -0.327 |
| person_age | 0.806 | 0.016 | -0.007 | 0.051 | 0.021 | 0.000 | 0.085 | -0.050 | 1.000 | 0.063 | 0.038 | 0.139 |
| person_emp_length | 0.037 | 0.065 | -0.004 | 0.098 | 0.050 | -0.112 | 0.044 | -0.062 | 0.063 | 1.000 | 0.167 | 0.225 |
| person_home_ownership | 0.035 | 0.090 | 0.000 | 0.069 | 0.122 | 0.130 | 0.092 | 0.090 | 0.038 | 0.167 | 1.000 | 0.029 |
| person_income | 0.099 | 0.010 | -0.003 | 0.365 | 0.000 | -0.094 | 0.007 | -0.327 | 0.139 | 0.225 | 0.029 | 1.000 |
| id | person_age | person_income | person_home_ownership | person_emp_length | loan_intent | loan_grade | loan_amnt | loan_int_rate | loan_percent_income | cb_person_default_on_file | cb_person_cred_hist_length | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 58645 | 23 | 69000 | RENT | 3.0 | HOMEIMPROVEMENT | F | 25000 | 15.76 | 0.36 | N | 2 |
| 1 | 58646 | 26 | 96000 | MORTGAGE | 6.0 | PERSONAL | C | 10000 | 12.68 | 0.10 | Y | 4 |
| 2 | 58647 | 26 | 30000 | RENT | 5.0 | VENTURE | E | 4000 | 17.19 | 0.13 | Y | 2 |
| 3 | 58648 | 33 | 50000 | RENT | 4.0 | DEBTCONSOLIDATION | A | 7000 | 8.90 | 0.14 | N | 7 |
| 4 | 58649 | 26 | 102000 | MORTGAGE | 8.0 | HOMEIMPROVEMENT | D | 15000 | 16.32 | 0.15 | Y | 4 |
| 5 | 58650 | 23 | 66000 | RENT | 5.0 | EDUCATION | D | 22000 | 14.09 | 0.33 | N | 2 |
| 6 | 58651 | 26 | 75000 | OWN | 10.0 | PERSONAL | B | 8000 | 10.62 | 0.11 | N | 4 |
| 7 | 58652 | 23 | 55000 | MORTGAGE | 6.0 | PERSONAL | A | 6250 | 6.76 | 0.12 | N | 2 |
| 8 | 58653 | 32 | 29124 | RENT | 0.0 | PERSONAL | C | 7200 | 13.11 | 0.26 | Y | 6 |
| 9 | 58654 | 22 | 90000 | RENT | 4.0 | DEBTCONSOLIDATION | C | 10000 | 13.49 | 0.11 | Y | 3 |
| id | person_age | person_income | person_home_ownership | person_emp_length | loan_intent | loan_grade | loan_amnt | loan_int_rate | loan_percent_income | cb_person_default_on_file | cb_person_cred_hist_length | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 39088 | 97733 | 40 | 72400 | RENT | 4.0 | PERSONAL | D | 25000 | 14.09 | 0.35 | N | 14 |
| 39089 | 97734 | 24 | 42000 | RENT | 2.0 | EDUCATION | D | 19000 | 17.27 | 0.47 | N | 4 |
| 39090 | 97735 | 36 | 49000 | RENT | 4.0 | VENTURE | C | 16750 | 13.98 | 0.33 | N | 15 |
| 39091 | 97736 | 25 | 68000 | MORTGAGE | 2.0 | PERSONAL | B | 2800 | 10.99 | 0.04 | N | 2 |
| 39092 | 97737 | 28 | 130000 | RENT | 3.0 | PERSONAL | B | 20000 | 11.14 | 0.15 | N | 9 |
| 39093 | 97738 | 22 | 31200 | MORTGAGE | 2.0 | DEBTCONSOLIDATION | B | 3000 | 10.37 | 0.10 | N | 4 |
| 39094 | 97739 | 22 | 48000 | MORTGAGE | 6.0 | EDUCATION | A | 7000 | 6.03 | 0.15 | N | 3 |
| 39095 | 97740 | 51 | 60000 | MORTGAGE | 0.0 | PERSONAL | A | 15000 | 7.51 | 0.25 | N | 25 |
| 39096 | 97741 | 22 | 36000 | MORTGAGE | 4.0 | PERSONAL | D | 14000 | 15.62 | 0.39 | Y | 4 |
| 39097 | 97742 | 31 | 45000 | RENT | 6.0 | DEBTCONSOLIDATION | B | 19450 | 9.91 | 0.44 | N | 9 |